Strategy & Tax
Section 121, 1031 exchanges, Prop 19, and lending-path clarity for San Diego buyers and investors — sketched by a finance-licensed advisor, confirmed by your CPA.
Frameworks in play
Agustin's investor and homeowner clients keep coming back to the same three frameworks. None of this is tax advice — your CPA or tax attorney signs off on the actual position. But understanding them at the strategy level is what separates investors who scale from investors who stall.
The primary-residence capital-gains exclusion — up to $250K single / $500K married on the sale of your home, if you've lived there 2 of the last 5 years. The framework that makes house hacking a serious wealth play, not just rent offset.
Investment-property exchanges (including reverse 1031s) that defer capital gains as you trade up to a bigger property. Tight timelines — 45 days to identify, 180 to close — and Agustin runs the execution side while a qualified intermediary handles the legal piece.
Property-tax transfer and reassessment context — what triggers a reassessment, what doesn't, and how that interacts with multi-generational property transfers. Critical for move-up buyers and family-property situations.
Why a finance background matters here
Most realtors don't carry securities licenses. Agustin does. Before real estate, he spent six years inside two of the world's most respected financial institutions:
Out of that career came the credential stack:
That combination is uncommon — and it matters most precisely at the moments when strategy collides with execution. When a 1031 timeline meets a financing structure, when a Section 121 election meets a house-hack exit, when an estate transfer meets a Prop 19 reassessment — Agustin can hold all of it in one conversation instead of bouncing you between three advisors. Full credential breakdown: About Agustin.
When strategy comes in
Related lanes
Strategy isn't a standalone service — it's the lens you apply across the other two lanes. If you're buying a primary residence with a multi-year horizon, Section 121 timing belongs in that conversation. If you're acquiring or selling an investment, 1031 belongs in that conversation. The Strategy lane is where they get tied together.
Free 30-minute strategy call · Bilingual · Series 7 / 66 / Life Insurance + DRE #02242952
